The following links are compiled from various sources plus submissions from the membership. If you know of a credit related site, or a site that would be of interest to the membership, please send the URL to genmgr@creditedu.org for consideration.

By offering these links the Credit Institute of Canada is not necessarily endorsing these companies or their products

Credit Management Software

FSA
Financial Statement Analysis
Software designed to simplify the analysis of financial information.
www.cadvision.com/ctd/fsa/index.html

Collect! is the one and only scalable full featured software for credit and
collections that integrates sophisticated multi user contact management,
financial tracking with interest, letter series, data import and export,
flexible reporting, client billing, credit bureau reporting, document
imaging, and much more. You can get all this in our proven, fast, fully
integrated package that is designed with your business growth in mind. From
small home based businesses to large offices, Collect! is your key to
growth. Collect! is year 2000 compliant and Windows® 9x/NT/2000®
compatible,
and supports NT®, UNIX, Linux and a variety of other server platforms.
www.collect.org


WorkflowAR
WorkflowAR is a web-enabled suite of tools for receivable professionals at all levels. Features in WorkflowAR range from graphical tools to help monitor and analyze your key performance indicators to productivity features to manage business processes and priorities. Whether you are in Senior Management or your responsibility lies in Credit, Collection, or Deductions - you can benefit from the comprehensive tracking, analysis, and workload management tools that WorkflowAR provides! With WorkflowAR, the information you need is at your fingertips. WorkflowAR is a cost effective solution designed by receivable professionals for receivable professionals that complements your existing A/R system - it provides the right tools for individuals at all levels to unlock the data trapped in your current system.


Web Browser Addins
Macromedia Shockwave
Adds the ability to enjoy streaming video and audio.
Real Audio
Streaming audio and video, many websites support Real Audio plug-ins. This is almost a must have.

Educational Associations/Universities
Certified General Accountants Association of Canada

CGA-Canada is the association of 56,500 certified general accountants and CGA students. Certified General Accountants (CGAs) are professional accountants working in industry, commerce, finance, government and public practice.

University of Toronto

University of Manitoba

University of Alberta

University of Calgary

HEC

Laval


Government Sites

The Unclaimed Dividends Search System
Are you a creditor who thinks there may be unclaimed dividends due to you from a past bankruptcy or proposal?
This is a new service offered by the Office of the Superintendent of Bankruptcy. It allows you to quickly and easily search our records for unclaimed dividends.

Office of the Superintendent of Bankruptcy

Bureau du surintendant des faillites

Canadian Industry Statistics: http://strategis.ic.gc.ca/cis
Analysis of the Canadian stock market by industry and overviews of the manufacturing industries from Canada and the United States

Statistiques relatives l'industrie canadienne: http://strategis.ic.gc.ca/sic
Renseignements sur les activités de financement par actions des entreprises canadiennes et aperçus détaillés des différents secteurs manufacturiers canadiens et américans

The Canadian Business Map
Now for the first time, the business and the financial community have access to information from the three levels of governments in Canada. Moreover, visitors also have access to a vast amount of international content.
The Canadian Business Map: http://commercecan.ic.gc.ca

Nova Scotia Registry of Joint Stock Companies!
"Welcome to the Home Page of the NOVA SCOTIA REGISTRY OF JOINT STOCK COMPANIES! If you plan to do business or start a Society in Nova Scotia, or you're simply interested in finding general information about an existing company or society, the Registry should be one of your first stops."
(http://www.gov.ns.ca/bacs/rjsc/)

BC WorkInfoNet
This is a joint initiative between Government, private, and educational bodies, designed to make useful on-line labour market and career information accessible to the residents of British Columbia, Canada.
(http://workinfonet.bc.ca)

 


Stock Information
http://www.quote.com

Canadian Stock Exchanges - Direct Access to the Markets

http://www.tse.com The Toronto Stock Exchange operation


Credit and the Internet

http://www.experian.com (formally TRW)
provides limited reports for $5 and full reports for $20.00.

http://www.creditriskmonitor.com
Credit Risk Monitor provides online financial information and news service covering 400 US retailers and distributors to their subscribers only.

http://www.newswire.ca
Canadian news releases - daily and archived.

http://www.hoovers.com
Hoover's Online provides a database of financial and public record information on 10,000 companies. Subscriptions cost $9.99 pm which allows for 100 downloads each month.


http://www.creditinsurance.ca
"The online Guide to the use and terminology of Credit Insurance."


Miscellaneous Sites

BPM Outsourcing
BPM OUTSOURCING is an innovative Business Process Management services company, that specializes in providing businesses with customized Receivables Management and Collections Services and solutions designed to cost-effectively maximize Cash Flow from the Accounts Receivable investment, reduce the DSO and improve efficiency, productivity and the bottom-line while enhancing customer service and retention.
We serve our clients receivables management and collections needs with a business partner-like commitment to significantly reduce their receivables management and collections cost while seamlessly functioning as an extension of their business processes and consistently providing the highest quality service from our facility in Toronto as well as, if applicable, from our state-of-the-art call center located in the Caribbean.


Access to 2,000,000 Canadian commercial credit reports within seconds at www.equifax.ca
New Customers? Slow Payers? Trade Rumours? New Suppliers? Check them all.
Each report is risk scored. Avoid those surprises that could rob you of profits.
Searching the database is free. See how much information is available before you buy.
Will you require more than a dozen reports in a year? Contact our sales department for volume discount rates. In Canada call 1-800-278-0278 or follow the links on our web site at www.equifax.ca.


The Canadian Legal LEXPERT Directory

The Canadian Legal LEXPERT® Directory identifies the leading Canadian law firms and lawyers in over 50 practice areas across Canada.


The Australian Institute of Credit Management
The Australian Institute of Credit Management is the professional organisation for those engaged in all aspects of credit and finance. Our Mission is to raise the status of the credit profession and the members.

The Institute of Chartered Accountants of Ontario
Ontario's 30,000 Chartered Accountants and CA Students, organize their responsibilities to protect the public interest through professional self-regulation and to serve clients, employers and their own professional needs through The Institute of Chartered Accountants of Ontario.
(http://www.icao.on.ca)

The Credit Counselling Service of Metropolitan Toronto (CCS) is a non-profit charitable service that has assisted thousands of people with credit counselling and debt management programs since 1966. CCS is affiliated with the National Foundation for Consumer Credit, and is an Accredited Charter Member of the Ontario Association of Credit Counselling Services
(http://www.creditcanada.com)


Dutch Credit Management Association

Credit Bureau of Sudbury
The Credit Bureau of Sudbury has provided Credit Reporting and Collection Services in Northern Ontario since 1932. If you deal with consumers or companies in Northern Ontario, please visit our website today.

SEDAR ( System for Electronic Document Analysis and Retrieval )
Canada's answer to the US EDGAR ( Electronic Data Gathering and Retrieval ) program that has set the standard for access to financial information on public companies. Public Company financial statements will be available on the internet sometime in July or August!

Business Credit Management UK
The Business Credit News UK is a FREE Listserver Newsletter of information delivered by e-mail for credit managers/credit controllers, credit management consultants and trainers, accountants, solicitors, credit information companies, debt collection companies, factoring companies, credit insurance companies and brokers, insolvency and bankruptcy professionals, software companies, export/import companies, businesses generally and the public.


Microsoft Small Business Canada

Information for small business' in Canada, well worth a look!


Business Development Bank of Canada

Got a plan to grow your business, check out Canada's small business bank!


Export Development Canada

EDC is a unique financial institution that has been helping Canadian businesses grow and prosper through exports and international investment since 1944. EDC's sophisticated trade finance solutions can help exporters compete in more than 200 countries, including higher-risk and emerging markets. EDC is a Crown corporation that operates as a commercial financial institution.



D&B Canada
D&B provides the information, tools and expertise to help customers Decide with Confidence. D&B enables customers quick access to objective, global information whenever and wherever they need it. Customers use D&B Risk Management Solutions to manage credit exposure, D&B Sales & Marketing Solutions to find profitable customers and D&B Supply Management Solutions to manage suppliers efficiently. Over 90 percent of the Business Week Global 1000 rely on D&B as a trusted partner to make confident business decisions. For more information, please visit www.dnb.ca.

The National Association of Credit Management - NACM

Creditworthy


Carma Financial Services Corporation
Carma Financial Services Corporation is committed to providing corporations with the best outsourcing solutions available in the accounts receivable management industry. As professionals dedicated to helping companies reduce the operating expenses associated with Accounts Receivable functions, Carma Financial can assist your company in improving its profit margins; and we have the track record to prove it. We review every client's needs on an individual basis and recommend our most effective and efficient services to suit your specific corporate requirements.


Credifax Atlantic Limited provides collection services, commercial and
consumer credit reports, credit group services, legal bulletins and other
early warning services to companies throughout Atlantic Canada. Services are
available by phone, by fax or over the Internet. Rodger Noel, A.C.I.,
B.Comm, has over 30 years experience in the credit and collection industry
and volunteers much of his spare time as Credit Institute of Canada National
Director - Atlantic / Newfoundland & Labrador.

www.credifax.com

Creditnet International
Creditnet International is a commercial credit bureau in Sydney, Australia.
We have reported on companies in Australia and the Pacific Islands for
government trade departments and multinational export credit insurers
worldwide, for over 25 years. An extensive network of contacts and agents as
far north as Guam and east to French Polynesia, south to New Zealand,
enables us to give clients the information they need to make commercial
decisions in this region.
www.creditnet.com.au

China Company Research Services provides reliable and accurate commercial
information on any company in China. The information is sourced locally
then analysed and presented by Western business experts.

www.ccrs.info


Whatever your consumer and commercial credit needs, whether you're extending credit to a new account, or collecting a bad debt, call on the Credit Information Specialists at The Echo Group. The Echo Group provides commercial and consumer credits reports, collections, accounts receivable management, account surveillance, a legal publication, lien search and registrations, along with many other credit related services. As a franchise of Trans Union of Canada, one of the world leaders in consumer credit information, The Echo Group offers the most comprehensive information and business services, customized to meet your needs - always at very competitive prices. We pride ourselves on providing our clients with up-to-date information within the shortest time frame. This sets us apart from the competition and raises the industry standard, insuring our customers benefit from the best the industry has to offer. The Echo Group maintains a strong regional presence and personalized contact with you its business partner. For more information please visit our website at www.groupecho.com


Credit experts specialised in the particular context of credit management in the province of Quebec.
They provide a wide range of public and private seminars as well as coaching services, receivables management outsourcing and knowledge development upon request.
www.creditpinard.com

 


Stock Market Yellow Pages - Search descriptions of public companies. Add free business content to your website. www.stockmarketyellowpages.com

ACA Credit Services is a division of Atlantic Collection Agencies Ltd and specializes in Commercial Credit information on Atlantic Canadian companies. Atlantic Collection Agencies Ltd is the exclusive marketing agent for TransUnion of Canada and serves as an agent for consumer credit reporting needs. We have proudly serviced the collection needs in the Atlantic region since 1973 with 4 offices in Atlantic Canada. Consider Atlantic for all of your commercial and consumer credit or collection needs. www.atlanticcollection.ca

Creditfax is one of Canada’s leading providers of investigative credit reports, accounts receivable management programs and collectors of delinquent accounts.

Our team will help you manage your credit risks and protect your accounts receivable from unexpected losses. We have earned our reputation as a leader of credit and collection services by providing our clients across North America with a high rate of success and level of customer satisfaction. We are a professional group with a proven track record. Whatever your needs should be, we will custom build a plan to fulfill your requirements and budget. Character, Capital, Capacity; we will answer these questions to ultimately reduce your bad debt and increase your profit.

www.creditfax.ca 514-850-0646 or 1-800-356-2736 x103

 

    "Keeping Business Informed"

Let the Credit Bureau of Southern Ontario's many years in the credit reporting industry work to your advantage. Our experienced staff is meticulously trained to provide you with a personal service that will supplement and enhance the operation of your business. Cost effective products and services allow you to manage your risk effectively.

Canadian Business Information Services is an industry leader in providing Canada wide PPSA registration and lien search services. Our convenient and cost effective PPSA services are available by fax, online over the internet and by automated uploads. No government deposit accounts are required and your verification statement is received within 24 hours.

Our services provide you with quality, timely information to make prompt and accurate decisions necessary in today’s increasingly competitive and fast paced market place. Southern Ontario Commercial Reports, Canada wide Criminal Background Checks, Ontario Land Titles, Delinquent Letter Service and Canada wide Consumer Credit Reports are only some of the services available. Please visit our website at www.cbso.ca and then call us at 1-800-563-7579 to learn more about our services and competitive pricing.

 

Credit Related References  
"Put Your Debt on a Diet: A Step-by-Step Guide to Financial Fitness", Stanley J. Kershman, John Wiley & Sons Limited

"Credit Solutions: Kershman on Advising Secured and Unsecured Creditors" Stanley J. Kershman, Carswell

For more information please contact:
Stanley J. Kershman
(613) 238-1924
Certified Specialist in Bankruptcy and Insolvency Law
Perley-Robertson, Hill & McDougall LLP
Barristers & Solicitors
400-90 Sparks Street
Ottawa, ON K1P 1E2


Business Credit Associations

Australia

Australian Institute of Credit Management
Suite A, 130 Hampden Road
PO Box 558
Artarmon NSW 2064
Australia
Tel# 612-413-4298, Fax# 612-413-2299

The Australian Institute of Credit Management was founded in 1937, incorporated in 1967, has approximately 4000 members and is the focal point in Australia for those engaged in the credit profession.

Canada

The Credit Institute of Canada
219 Dufferin Street Suite 216C, Toronto Ontario, M6L 3J1
Phone (416) 572-2615
Fax (416) 572-2619.
President: E. Keith Devolin, ACI
General Manager: Geoff Wilkinson, BA

Finland

Luottomiehet Kreditmannen ry
PL 16
00581 Helsinki
Finland
Tel# 358-0-148-861, Fax# 358-0-735-338

Ireland

Irish Institute of Credit Management
1st Floor
46 Fortfield Park
Terenure Dublin 6W
Ireland
Tel# 3531 8725566, Fax# 353 1 8723109

Italy

Associazione Credit Managers Italia (ACMI)
Unione del Commercia e del Turismo
della Provincia di Milano
Corso Venezia 47/49 20121 Milano
Italy
Tel# 392-76000598, Fax# 392-76005543

Japan

Association of Credit Depts
Commercial Law Centre
(Shooji Hoomu Kenkyuu-Kai) Tokyotatemono Kigashigyaesu Building
27-10 Hatchobori 2
Chome Chuoku
Tokyo 104
Japan
Tel# 813-355-24945, Fax# 813-355-51300

Netherlands, The

Nederlandse Vereniging voor Credit Management
PO Box 1483
5602 BL Eindhoven
Netherlands
Tel# 31-404-82773, Fax# 31-404-29425

Norway

Norweigian Credit Management Association
Norks Kredittforum
PB 910
N-5001 Bergen
Norway
Tel# 47-55-311187 Fax# 47-55-319494

South Africa

PO Box 345
Cape Town 8000
South Africa
Tel# 27-21-41-2010, Fax# 27-21-21-7098

United Kingdom

Institute of Credit Management
The Water Mill
Station Road
South Luffenham
Oakham
Leicestershire LE15 8NB
Tel# 01780-721888, Fax# 01780-721333
Website: http://www.icm.org.uk

Belgium

Association Belge Du Credit asbl
rue du Saphir, 33
1040 Bruxelles
Tel# 322-736-1238, Fax# 322-736-6107

Denmark

Dansk Kreditchef Forening
Egegaardsvey 39041
DK-2610 Roedovre
Denmark
Tel# 45-36-705566, Fax# 45-36-709129

France

Association Francaise des Credit Managers
11 rue Richepance
75008 Paris France
Tel# 331-40209574, Fax# 331-42975064

Israel

The Israeli Institute of Credit Management
PO Box 1886
Ramat-Gan 52117
Israel
Tel# 972-3575-1433, Fax# 972-3575-1499

Latin America

The Latin American Association for International Business
Prado Norte 618, ler Piso
Lomas de Chapultepec
CP 11000 Mexico DF Mexico
Tel# 52-5-540-0555, Fax# 525-540-6637

 

Malta

MACM (Secretariat) Contact details
86/2 Triq Ta Mellu, Mosta, Malta

Web adress: www.macm.org.mt

Tel: ++356-21-423638/9
Fax: ++356-21-423640
email: jbusuttil@macm.org.mt
abonello@macm.org.mt
info@macm.org.mt

Malaysia

Association of Credit Management
Suite 8.05
8th Floor, Wisma KUMB
113 Jalan Pudu
55100 Kuala Lumpur
Tel# 03-232-108991

New Zealand

The New Zealand Credit & Finance Institute Inc,
P O Box 34127
Birkenhead, Auckland
Tel# 0-9-480 1734
Fax 0-9-480 7600
Toll Free 0800 4NZCFI (469234)
http://www.nzcfi.org

Spain

Asociacion Gerentes Credito
109-11a Entrescelo 3a
08029 Barcelona
Spain
Tel# 3-2391660

Asociacion Gerentes Credito
Estebanez Calderon
7-4-A
28020 Madrid
Tel# 343-439-1660

United States

Business Products Credit Association 1
4323 South Outer Forty Dr. Suite 100 S
St. Louis, MO 63019
Website: http://www.bpca.org

Credit Research Foundation
8815 Centre Park Drive
Columbia, MD, USA 21045
Tel# 410-740-5499, Fax 410-740-4620
Website: http:/www.nacm.org/crf2.htm

National Association of Credit Management (NACM)
8815 Centre Park Drive, Suite 200
Columbia, Maryland 21045 USA
Tel# 410-740-5560, Fax# 410-740-5574
Website: http://www.nacm.org
Affiliate List: http://www.nacm.org/natorgs.htm

Zimibabwe

The Institue of Credit Management
No 1 Ailsa Court
73A Joshiah Tongongara Street
PO Box AC 128, Ascot
Bulawayo
Zimbabwe
Tel# 263-9-77105